Category: Budgeting

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6 Ways to Save Money on Your Wedding

Ways to save money on your wedding
Don’t let your big day burden you with debt.

The average cost of a wedding in Singapore can be more than an entire year’s salary of a new university graduate. This one event can be quite burdensome for a young couple, particularly if they have just started working. Parents may offer to help pay for a portion of the wedding. But this too can result in future burdens to the parents as they head into their retirement years.

As mentioned in a previous article, having a great wedding is not correlated in any way to having a great marriage; however, it may set the couple back financially. If you have opted to take the more frugal route, but still want to have a beautiful, “proper”, and memorable wedding, here are some ideas on how to cut costs way down on your big day: (more…)

Why a Frugal Wedding May Mean a Happier Marriage

weddings singapore
A good wedding does not guarantee a good marriage.

The wedding season is upon us. And if I could offer newly-engaged couples one piece of advice, it would be to not focus so much on the wedding itself. Although many have dreamed about and waited years for this one momentous event, there are a few good reasons why you should opt for a more frugal and less extravagant wedding. It may even lead to a happier marriage. (more…)

Candy Crush: Crushing Your Wallet

Candy Crush Saga
“Free-to-play” games can be quite costly.

I’ve been stuck on Level 290 in Candy Crush for a while now; I even took a 2+ month hiatus because I got so frustrated with the level. I came really, really close to beating it, with just one move left. But I could not bring myself to pay money for extra moves. Many people (about one-third of players) will eventually give in and end up buying extra lives, moves, or boosters. While these purchases are rather small, usually no more than a couple of dollars, with 590 levels (so far), these small purchases can and do add up. So how much do people spend on this “free” app? (more…)

Is There a Cost to Working?

Operating costs in business
Considering your operating costs, how much do you really earn?

Everyone knows that there are operating cost in running a business. But rarely do people consider how much is actually spent on their own personal overhead, that is, the cost associated with working (or other money-generating activities). For many businesses, how overhead is managed and controlled is often what makes or breaks their bottom line. Many important business decision are based on minimising operating costs. Yet so few people consider what their own personal operating costs are. Or whether these costs, compared to their earnings, make their income-generating pursuits worthwhile. (more…)

Budget-friendly Buffets in Singapore – Part 1: Chinese & Vegetarian Cuisine

irvins4
Budget-friendly buffets, all priced around $15 or less!

While these buffets may not have the same variety that a buffet at a five-star hotel would have, you can still find great food and a decent spread, all without breaking the bank. And you won’t need a voucher or a 1-for-1 credit card promotion. These buffets are all around $15 or less. Compared to “The Line” at Shangri-La or “Carousel” at Royal Plaza, where you’ll have to spend 4x the amount. But is the food there really 4x better? (more…)