Category: Budgeting

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Easy Hacks to Lower Your Utility Bill

wifi2
How much are these vampire devices costing you?

This year, your January utility bill should reflect a lower price for the electricity tariff, which is now $0.2329/kWh (a decrease of $0.0199/kWh from December). This lower tariff will be in effect until 31 March. Then, it will be reviewed again by EMA (Energy Market Authority).

The new lower tariff translates into an average monthly savings of $7.93 for families living in four-room HDB flats. Though the savings is great news for everyone, it may give people the false idea that they are actually consuming less energy. We should all still do our part to practice good energy-saving habits for the benefit of the environment as well as our savings account. Here are a few easy hacks to further lower your energy bill. (more…)

6 Ways to Save Money on Your Wedding

Ways to save money on your wedding
Don’t let your big day burden you with debt.

The average cost of a wedding in Singapore can be more than an entire year’s salary of a new university graduate. This one event can be quite burdensome for a young couple, particularly if they have just started working. Parents may offer to help pay for a portion of the wedding. But this too can result in future burdens to the parents as they head into their retirement years.

As mentioned in a previous article, having a great wedding is not correlated in any way to having a great marriage; however, it may set the couple back financially. If you have opted to take the more frugal route, but still want to have a beautiful, “proper”, and memorable wedding, here are some ideas on how to cut costs way down on your big day: (more…)

Why a Frugal Wedding May Mean a Happier Marriage

weddings singapore
A good wedding does not guarantee a good marriage.

The wedding season is upon us. And if I could offer newly-engaged couples one piece of advice, it would be to not focus so much on the wedding itself. Although many have dreamed about and waited years for this one momentous event, there are a few good reasons why you should opt for a more frugal and less extravagant wedding. It may even lead to a happier marriage. (more…)

Candy Crush: Crushing Your Wallet

Candy Crush Saga
“Free-to-play” games can be quite costly.

I’ve been stuck on Level 290 in Candy Crush for a while now; I even took a 2+ month hiatus because I got so frustrated with the level. I came really, really close to beating it, with just one move left. But I could not bring myself to pay money for extra moves. Many people (about one-third of players) will eventually give in and end up buying extra lives, moves, or boosters. While these purchases are rather small, usually no more than a couple of dollars, with 590 levels (so far), these small purchases can and do add up. So how much do people spend on this “free” app? (more…)