Category: Budgeting

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Is There a Cost to Working?

Operating costs in business
Considering your operating costs, how much do you really earn?

Everyone knows that there are operating cost in running a business. But rarely do people consider how much is actually spent on their own personal overhead, that is, the cost associated with working (or other money-generating activities). For many businesses, how overhead is managed and controlled is often what makes or breaks their bottom line. Many important business decision are based on minimising operating costs. Yet so few people consider what their own personal operating costs are. Or whether these costs, compared to their earnings, make their income-generating pursuits worthwhile. (more…)

Budget-friendly Buffets in Singapore – Part 1: Chinese & Vegetarian Cuisine

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Budget-friendly buffets, all priced around $15 or less!

While these buffets may not have the same variety that a buffet at a five-star hotel would have, you can still find great food and a decent spread, all without breaking the bank. And you won’t need a voucher or a 1-for-1 credit card promotion. These buffets are all around $15 or less. Compared to “The Line” at Shangri-La or “Carousel” at Royal Plaza, where you’ll have to spend 4x the amount. But is the food there really 4x better? (more…)

Why I Hate Coach, Prada, Chanel, Gucci, Longchamp, and Louis Vuitton Designer Handbags

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Designer handbags are commonly seen at Daiso.

I have never seen so many designer bags until I moved here. They are surprisingly ubiquitous, popular among the youth, the elderly, working adults, and metrosexual males. I’ve even seen them carried by ladies in full-length burkas. Despite their high price tag, they are so common here. You don’t have to be at Orchard or the CBD to spot them. You’ll find them even while shopping at Daiso! So why do I hate them? (more…)