Category: Deals & Promo Codes

Get Cash Back on Stuff You Buy From Qoo10

In a recent study, e-commerce in Singapore is still booming and is predicted to expand by 11.2% annually for the next 5 years. Online shopping not only offers convenience, but it can save you both time and money. You can quickly find just about anything (even niche products), compare prices across many shops, and have your purchase delivered directly to your home in a timely manner.  The overhead of e-commerce companies is much lower compared to brick-and-mortar shops, which means you can often find the same item to be cheaper online than at a mall. And now, two of the largest e-commerce site in Singapore – Qoo10 and Shopback – have partnered up so that you can save even more money on online purchases. 

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Honestbee’s New Family Market will Save You Time & Money!

Just a few decades ago, only the very wealthy were fortunate enough to have personal shoppers and “go-fers” who ran errands for them. In today’s on-demand gig economy, now anyone from a working mum to a full-time caregiver can have a personal shopper. Honestbee provides these services, and they’ve just opened a new online shop called Family Market. Family Market provides for all your family essentials, at “the day’s best price”, saving you both time and money! There are absolutely no markups, so even if the retail store price is higher, you’ll get “the day’s best price” online through Honestbee.

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Quandoo Makes Restaurant Bookings Easy and Rewarding – Here’s a $15 Code

Making restaurant reservations via phone is something I try to avoid. I can’t tell you how many times people misspell my name (seriously, who would name their child String?), make errors notating the reservation, answer the phone with “jiang huayu, keyi ma?” (translation: “can you speak Mandarin?”), or don’t even answer the phone at all. With Quandoo, a restaurant booking app and web portal, I can make a reservation online or through their app at any time and I am even rewarded points for each booking I make and attend. These points can be redeemed for cash. (more…)

Is a Frugal Christmas Even Possible? Here’s how:

gifts
Challenge yourself and your family to spend Christmas in a different way this year.

Last year, the average American family spent $830 (S$1178.60) for Christmas gifts. This year, that figure is expected to increase despite the sluggish economy, and the spending frenzy will soon begin on Black Friday (25 Nov). As mentioned throughout this site, being frugal does not equate to being cheap, nor does it mean focusing only on the price of something. Frugality is about ROI, or Return On Investments, in which investments could be money, time, effort, or other resources. The return, therefore, is determined by whether the purchase results in the outcomes, values, or goals you wish to achieve. And like everything in life, it’s not so black and white. For example, buying bottled water is cheaper and healthier than buying soda or a Starbucks coffee, but I personally would not consider it to be frugal because of the plastic waste it generates (which is not in line with my values) and because water is (mostly) free from the tap. So how would one achieve a frugal Christmas without looking like a cheapskate or compromising too much on one’s own personal values?  (more…)

Get Paid for Your Thoughts

Want your opinions to matter, or at least get paid for them?
(Source: YouGov SG website)

Do you have an opinion on the Trump presidency, or on our upcoming presidential elections? Do you feel strongly about a particular brand, product, service provider, or public figure? YouGov is a worldwide online survey platform that is completely legit, and I have been personally using it for almost a year. There are tons of survey sites that say they will pay you for your opinions or reviews, but beware that many of these are scams where instead of allowing you to earn money, you end up spending it (e.g., they may try to sell you something, such as a membership fee to continue taking their surveys). There are also scam sites that collect your personal data, including bank account details, and then sell it on the online black market. YouGov is neither of these, your information is confidential, and you can choose to have your payment sent via Paypal so they won’t have direct access to your bank account details. (more…)

Have Your Own Home Hair Party Instead of Going to Yun Nam, Svenson, Beijing 101, and Trichokare

hair party
Save lots of $$$ by doing your own at-home hair treatments.

Before moving here (5 years ago), the concept of a hair spa was totally foreign to me. I would say that hair spas or hair treatment centres aren’t places most Americans regularly visit or even know exist (at least I didn’t). Yet I was curious and decided to try out a “free offer” from one of the 4 hair treatment centres. I knew before even stepping foot inside their shop that they were going to find something wrong with my hair (that of course, is how they make money). My purpose in going was not for a diagnosis; it was to see what they do, whether I can replicate their treatment at home, and whether my treatment could match theirs. Here are my results: (more…)

Comparison of Foodpanda vs Deliveroo vs UberEATS – plus a $10 promo code for FREE food

ubereats
Uber now delivers more than just passengers.

For several years, Foodpanda had somewhat of a monopoly in the food delivery service sector in Singapore. Now, it has to compete with Deliveroo (which came on board late last year) and with UberEATS, the new kid on the block, which started a few months ago. These 3 food delivery services make it so that we can save time and perhaps even some money (when we use offer codes and coupons such as the one below) without queuing or traveling long distances in the rain, all while satisfying our food cravings at home or in the office. There are several notable differences among the 3 service providers, even though they perform essentially the same task. I’ve summarised their differences in the graph below:

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Thoughtful & Frugal Gifts Ideas for Father’s Day

fathers day
Frugal gift ideas for Father’s Day
(Photo by J Mark Dodds)

Father’s Day is just around the corner, and for those procrastinators who have not gotten a gift yet (myself included), here are some gift ideas that are thoughtful yet frugal. Most dads, as I’ve been told, don’t really want ties and money clips. Instead, they secretly want gadgets. However, gadgets can be very expensive, and too many of them are bad for the planet as they contribute to the excessive amounts of ewaste. A lot of gadgets also end up underused and collecting dust on the shelf (the average drill is used only 12 minutes before it’s discarded) as technology evolves and new gadgets replace the old ones. Because of budget and ewaste considerations, my list includes primarily experiential gifts, along with some tech gadgets, all reasonably priced! (more…)

Get Groceries, Snacks, Alcohol, Baby Supplies, or Your Next Meal Delivered to Your Home for Free with Honestbee – plus a $10 off code

honestbee
Save time, energy and money with honestbee.

Honestbee, since their launch about a year ago, has rapidly gained popularity and has recently added more stores and restaurants to their platform. Their motto is speed, accuracy, and quality. They offer same-day delivery on your favourite grocery products, beverages, or meals from up to 21 different stores/restaurants (and counting), including NTUC, Cold Storage, The Butcher’s Dog, Jones the Grocer, Joe & Dough, Watsons, and even Ben & Jerry’s. Unlike other grocery delivery services, honestbee has 6 major advantages: (more…)

Factors to Consider and the #1 Question to Ask Before you Refinance Your Loan

home money
Refinancing is all about costs versus benefits.
Photo by Mark Moz

For the first time in decades, the SIBOR rates (these affect your mortgage loans) rose significantly higher than LIBOR rates (which implies that interest rates in Singapore can go up as a result of factors other than what the US Fed does). SIBOR stands for Singapore Interbank Offered Rate and is a daily reference rate based on the interbank interest rates at which banks lend to one another.  At 1.06% (3-month April SIBOR), this key benchmark rate is 2.5 times higher than the 0.4% in 2014. As mortgage loans are priced according to SIBOR, this is causing many people to wonder if it’s time to refinance in hopes of seeking a lower interest rate. But you don’t get something for nothing (at least not typically in the financial industry) so you need to consider the costs versus the benefits. Lenders, loan officers, and bank advertisements will entice you with interest rates, but what they never advertise is all the fees and restrictions. Here’s a countdown of some things to consider before happily handing over your signed loan documents to an eager loan officer. (more…)