Category: Housing & Property

‘Ownership’ isn’t Real; Everything in Life is ‘Rented’

“Owner”, “ownership”, “rent”, “lease”, “leasee” these are words commonly thrown around in recent debates. But are these all semantic arguments? Before you get out the standard dictionary or legal definitions of these words, think about what they really mean, particularly with respect to your everyday life. These words are often presented in a black-and-white manner, but in life, there are rarely matters which are truly black and white. (more…)

When Buying or Selling Property Don’t Leave Out these FSBO Sites

As you may already know, you actually don’t need an agent to buy or sell a home, particularly an HDB flat where the transaction and process is very structured and transparent. Information on HDB resale prices and recent transaction are readily available for anyone to see. In Singapore, the legal aspect of a sale is handled by lawyers. So in addition to using sites like Propertyguru, don’t forget to include FSBO (for-sale-by-owner) sites. Here are some popular FSBO sites (pronounced fizz – bo) in Singapore:

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Your Loan/Mortgage Can Reshape Your Future In Unforeseen Ways

Upon graduation, many of my friends had big dreams to do good things in this world. They realised how privileged they were and wanted to use their knowledge and skills to help the less privileged. They wanted to help the needy, build homes for the homeless, or provide medical care to the disadvantaged. But after a decade, none of them did this. Why did they not “follow their dreams”, and what forces caused them to drastically alter their life and choices?

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Live For “Free” In A Condo? Here’s What Your Property Agent Isn’t Telling You

[This article is written by Timothy Ho, and first appeared on Dollars and Sense] If you have been thinking about buying a condominium, or are intending to upgrade from a smaller apartment, you may have met a few enterprising real estate agents claiming they can help you buy your “dream condo for free”. You may even have seen Facebook ads from agents that claim you can easily own multiple properties with little or no money. But just how genuine are these claims? (more…)

Do We Really Want High Home Values?

The new generation is being priced-out of the market. Many young Singaporeans are worried they won’t have good-paying jobs in the future, let alone earn enough to afford a decent home. If the economy is not booming, then what’s keeping home prices up? Why haven’t the government cooling measures brought home prices back down to historical values? Why are interest rates on loans still near zero? Are there good reasons to want home prices to come down? Here are some things to consider.

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