Category: Housing & Property

Do We Really Want High Home Values?

The new generation is being priced-out of the market. Many young Singaporeans are worried they won’t have good-paying jobs in the future, let alone earn enough to afford a decent home. If the economy is not booming, then what’s keeping home prices up? Why haven’t the government cooling measures brought home prices back down to historical values? Why are interest rates on loans still near zero? Are there good reasons to want home prices to come down? Here are some things to consider.

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Government Policies on HDB Housing – Simplified!

Affordable and quality housing is one of the cornerstones of building social stability, and the sense of nationhood. Singapore’s public housing programme is no doubt one of the most successful public housing programmes in the world, resulting in low rates of homelessness, the elimination of slums, higher cultural and social integration, and lower crime rates. By comparison, in Los Angeles, when I grew up, public housing (aka the projects) was a hotbed for crime, drugs, gangs, violence, and disease, with little chance of upward mobility or even integration. Because homelessness results in a whole host of problems, keeping housing affordable and accessible, still remains one of Singapore’s top priorities. Though with all the various government schemes, it’s hard to keep track of what’s what. Here’s an attempt to help simplify the various public housing schemes available in Singapore:

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Ohmyhome – A simple way to buy, sell, or rent HDB flats completely FREE!

In this new digital economy, middlemen are being reduced or completely bypassed. And technology is making it easier for producers/sellers and customers/buyers to deal directly with each other. The property market is no exception. In a previous article, I argued that unless property agents demonstrate value to their clients, their services will be more and more debased as technology makes transactions easier, more transparent, and so “boilerplate” that it’s possible for two parties to DIY the transaction. With Ohmyhome, this DIY route is made more feasible, and is completely free.

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Furnish Your Home for Free with #OOTD

ootd
I hope my #OOTD will inspire you to have your own!

I recently moved to another home, and in the process of moving and documenting all my belongings, I realised that the majority of my furniture pieces were obtained FOC (free of charge). No, they were not given to me, at least not knowingly. I’ve never met any of the previous owners.

In the course of 5 years, I’ve collected 14 pieces of furniture, which account for nearly 70% of all the furniture I have in total, along with a myriad of other knick-knacks that I’ve salvaged. What does this have to do with #OOTD? Well in my world, #OOTD stands for Out Of The Dumpster. Want to see my #OOTD collection? (more…)