In the Science of Consumerism, one commonly cited behaviour is the tightwad‐spendthrift (TW-ST) construct. This TW-ST model is represented as a scale, based on the “pain of paying”. It can tell whether a person leans toward being a tightwad versus a spendthrift when it comes to making purchases. Tightwads tend to experience a high “pain of paying” and spend less than they would ideally like to spend. On the other hand, spendthrifts tend to experience insufficient pain and spend more than they would ideally like to spend. But neither are happy with how they handle money. So where does frugality fit into all of this, and how is it different? (more…)

“Thirty-four years at SPH, and now I’m looking for a job again. Things have changed so much since then,” said June* (not her real name). “It’s like I’m newly divorced, going back into the dating scene.” Finding employment these days can be challenging . It’s even more difficult if you had been with the same company for decades. Finding yourself suddenly unemployed while your peers remain working, can also feel quite lonely. If only you had a team by your side or just someone to guide you, it might help you through this stressful time. Fortunately, there are several free career resources for jobseekers.

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“Full of thick hair” is usually a compliment meant only for the top of your head or maybe for a specific facial feature. It is usually not a compliment when it is said about other parts of the body. Especially in our hot climate, it can be uncomfortable if you’re hirsute. When it comes to hair removal, some people feel more comfortable doing the deed themselves. Others want a more professional touch at a salon. Some salons can charge upwards of $200 depending on where and how much hair you want removed. Here’s where you can get the salon hair removal experience for free.

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You might think your most important facial feature is your eyes or your smile, but science tells us that it’s actually your eyebrows. Yes, those patches of hair above your eyes are more than just nature’s protective sweatband and rain/dusts filters. They convey emotions and non-verbal cues, such as anger, fear, surprise, and cheer. Having well-groomed brows that are appropriate for your face can also make you appear more youthful, energised, friendly, and even more trustworthy. They can make your face appear more round or more slim.

Eyebrows have the ability to dramatically alter a person’s look and expressions. There are many grooming services out there to help you achieve your ideal brows. These services include brow shaping, threading, and embroidery. So how do you keep your brows perfectly manicured without breaking the bank? There’s one secret place where you can go and pay nothing.

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Check out the Frugal Week Planner – National Day Edition (click on “Frugal Events” from the main menu, or click here).

There you will find a complete guide on frugal, fun, and free things to do on National Day.

This Frugal Week Planner is published on a weekly basis. And is a curated list of frugal activities happening in Singapore.

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Whether you need to pay for goods & services, for rent, or split the dining bill, you can now instantly send cash to others just by knowing their mobile number or NRIC. This new service is called PayNow, and it allows individuals to send and receive money securely without having to know or enter bank account details. Instead, all you need is a linked mobile number or NRIC. This service is available across the 7 major banks in Singapore, and if you sign up today, you can get in on some sweet bonuses. 

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Never run out of reading material again! With PressReader (available on desktop and as an app), you have access to 6,000+ local and international newspapers and magazines. All you need is a hotspot if you’re using the app, or your NLB library account is you’re using the desktop version. How cool is that?

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