Whether you need to pay for goods & services, for rent, or split the dining bill, you can now instantly send cash to others just by knowing their mobile number or NRIC. This new service is called PayNow, and it allows individuals to send and receive money securely without having to know or enter bank account details. Instead, all you need is a linked mobile number or NRIC. This service is available across the 7 major banks in Singapore, and if you sign up today, you can get in on some sweet bonuses.
Never run out of reading material again! With PressReader (available on desktop and as an app), you have access to 6,000+ local and international newspapers and magazines. All you need is a hotspot if you’re using the app, or your NLB library account is you’re using the desktop version. How cool is that?
There are a few people I know who run businesses that are not registered with the Accounting & Corporate Regulatory Authority (ACRA). Many of these businesses operate on an on-demand/ad-hoc or all-cash basis. The people who run them often don’t register because they don’t consider what they do to be a real business. They also are unaware of the legal requirement to register… Or they think that registering is too troublesome, time-intensive, or difficult (luckily, it is none of these). (more…)
Running a business nowadays is totally different from your parent’s generation. What worked so well in the past simply doesn’t work anymore, and more Singoprean companies are facing problems with overdue debt, manpower mismatch, industry and technology shifts, global competition, and an overall contraction in the economy. Combine all of that with the rapidly changing and uncertain business ecosystem, and it can be quite overwhelming.
You feel like you are trying to juggle too many balls (or knives) at once. You are sick of hearing the words “disruption, “uber”, “kodak moment”, and “empathy”, and the last thing you need is to hear anecdotal advice or stories. Fortunately, there is real help out there, and it doesn’t cost much. In fact, it costs nothing at all.
Do you have an opinion on the Trump presidency, or on our upcoming presidential elections? Do you feel strongly about a particular brand, product, service provider, or public figure? YouGov is a worldwide online survey platform that is completely legit, and I have been personally using it for almost a year. There are tons of survey sites that say they will pay you for your opinions or reviews, but beware that many of these are scams where instead of allowing you to earn money, you end up spending it (e.g., they may try to sell you something, such as a membership fee to continue taking their surveys).
There are also scam sites that collect your personal data, including bank account details, and then sell it on the online black market. YouGov is neither of these, your information is confidential, and you can choose to have your payment sent via Paypal so they won’t have direct access to your bank account details. (more…)
When I lived in the States, I had a friend whose father was the car repair instructor at a nearby school. Whenever my car had any problems or just needed routine maintenance, he was kind enough to let me bring my car to his school. And his students would work on the car as part of their training. Since he personally inspected all the cars, I had the assurance that the work was acceptable. I also saved an unbelievable amount of money! Similarly, there are many school that are in constant need of “models”, where the work is free/subsidised as part of their training. And you can be one of them. (more…)
Perhaps it’s due to rising food costs, concerns over food security, or the fear of contaminated or pesticide-laden food, that there has been a lot of interest recently among city dwellers in starting small-scale edible gardens. As someone who has spent many years living in a rural countryside, I certainly miss the (literal) fruits of my labor. My edible garden (in the States) once had pineapple guavas, grapefruits, oranges, persimmons, mint, basil, Chinese parsley, ginkgo biloba, almonds, and red amaranth.
It can be quite challenging growing an edible garden here in Singapore with such limited space, particularly if you do not have a balcony, roof, or yard. For those who are completely new to the concept and are unsure whether they have a green thumb, here are some easy, fool-proof, and frugal tips on how to start your very own edible garden. (more…)