Why I’m Still Practicing Frugality – From a Global Crisis Perspective

“You don’t need to be frugal anymore,” is a common piece of advice I often get from friends and family. Though I tell them that I’m happy living this way and truly content with what I already have, they just can’t believe it. The concept is so foreign to them. “You have the money. And it’s not going to benefit you when you’re dead,” they say. “So why not enjoy it?” That’s when I have to start listing the global reasons as to why I still practice frugality (and why they should too).


Flat Size: Why Bigger & Better is Not For Me (and Likely Not for You Either)

housing rental mortgage cost in Singapore

Last year, I bought a 3-room HDB flat. My friends and family from the States were all shocked. They all asked the same question, “Why didn’t buy something bigger/better?” As with so many things in modern society, the question of why you should or should not purchase something often boils down to affordability. That’s why shows like Suze Orman’s exist — to tell potential buyers whether they can afford something or not. The problem is that this completely misses the larger picture.


Lessons from My (Future) Self

As mentioned in the previous article, our experiential (present) self often dictates how we think and feel moment-to-moment. But we also have a future self which likely will view our present situation very differently. The future self also has different interests and goals, often in conflict with our present self. In a sense, many of our current world problems even the biggies like climate change and species extinction can be seen as a conflict between our present and future selves.  (more…)