How I Stayed Out of Poverty

[This article was written as a result of a Q&A session with the CEO of ValueChampion. This is the full-length, unedited version.] Most people know that education is a powerful and proven way to get out of poverty. But what they don’t realise is that it’s easy to slip back into poverty, even with a high-paying job. Let me explain.  (more…)

5 Reasons Why Switching to a Open Electricity Market (OEM) Retailer Benefits You

[This article was contributed by Electrify Pte Ltd] The nation-wide roll-out of the Open Electricity Market (OEM) is on the horizon, and this could mean saving money on your utility bill. This article will help you plan for the roll-out. And if you’re unsure whether switching to a retailer is the right choice, here’s a list of benefits that could help you weigh your options. (more…)

Get Rewarded for More Moderate to Vigorous Physical Activities (MVPA) in the National Steps Challenge™ Season 4

Getting and staying in “the zone” is one way to optimise your fitness. Intensity matters. And now, you can track not only your steps but also your moderate to vigorous intensity physical activities (MVPA) with a new, improved, and free heart-rate monitoring fitness tracker when you sign up for National Steps Challenge™ Season 4. Returning participants from previous seasons are also eligible. Be rewarded for your steps and for hitting target MVPA. The Challenge starts roughly one month from now, and you can sign up for it today!

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Tightwads versus Spendthrifts, and How Frugality is Different

In the Science of Consumerism, one commonly cited behaviour is the tightwad‐spendthrift (TW-ST) construct. This TW-ST model is represented as a scale, based on the “pain of paying”. It can tell whether a person leans toward being a tightwad versus a spendthrift when it comes to making purchases. Tightwads tend to experience a high “pain of paying” and spend less than they would ideally like to spend. On the other hand, spendthrifts tend to experience insufficient pain and spend more than they would ideally like to spend. But neither are happy with how they handle money. So where does frugality fit into all of this, and how is it different? (more…)

‘Ownership’ isn’t Real; Everything in Life is ‘Rented’

“Owner”, “ownership”, “rent”, “lease”, “leasee” these are words commonly thrown around in recent debates. But are these all semantic arguments? Before you get out the standard dictionary or legal definitions of these words, think about what they really mean, particularly with respect to your everyday life. These words are often presented in a black-and-white manner, but in life, there are rarely matters which are truly black and white. (more…)

Unexpected Benefits from Cooking and Eating at Home Every Day

There are many articles that talk about the money-saving and health benefits of preparing your own meals. But the other benefits of cooking and eating at home are just as important. When I first started cooking daily, it was initially for health benefits; saving money came as a nice and immediate side-effect. But after some time, I discovered the other benefits which made me regret not starting this practice sooner. (more…)