Ever wonder what happens to the furniture in show rooms, offices, schools and hotels? My first experience in shopping for second-hand furniture was at a time when there was no Craigslist (not in my area at least), and print classified ads (as opposed to online ads) were still the norm. I was living in a university dormitory when I discovered that the furniture there, which were made of solid oak, was replaced every 7 years even if it was still in great condition. (more…)
We are now in the Holy Month of Ramadan. During this month, Muslims will fast during daylight hours, starting usually before 6am all the way until about 7:30pm. This is what some refer to as intermittent fasting (IF). IF has gained a lot of popularity recently for its health and potential weight-loss benefits. I have been practicing IF for at least a couple of years now. But I do it at different times, from 7pm all the way until noon the next day. It’s not hard to fast during the hours you’re asleep! Then once every 2-3 weeks, I do a complete 30-hour water-only fast. From my personal experience, though it has not always been easy, IF has been very helpful in terms of health maintenance, frugality, and I would even say, spirituality. Here’s why: (more…)
Where can you get a buffet, a private room with a plush sofa and big screen TV, free wifi, and free entertainment (up to 4 hours) for less than $15? Did I mention that the buffet also comes with free-flow coffee, tea, soft drinks, and ice cream? You’ll find all this and more at Kbox. For other budget-friendly buffet, please see my previous posts here (part 1) and here (part 2). (more…)
The average cost of a wedding in Singapore can be more than an entire year’s salary of a new university graduate. This one event can be quite burdensome for a young couple, particularly if they have just started working. Parents may offer to help pay for a portion of the wedding. But this too can result in future burdens to the parents as they head into their retirement years.
As mentioned in a previous article, having a great wedding is not correlated in any way to having a great marriage; however, it may set the couple back financially. If you have opted to take the more frugal route, but still want to have a beautiful, “proper”, and memorable wedding, here are some ideas on how to cut costs way down on your big day: (more…)
The wedding season is upon us. And if I could offer newly-engaged couples one piece of advice, it would be to not focus so much on the wedding itself. Although many have dreamed about and waited years for this one momentous event, there are a few good reasons why you should opt for a more frugal and less extravagant wedding. It may even lead to a happier marriage. (more…)
There have been many articles and blogs lately about the fairness and viability of the Singapore CPF. As a new PR to Singapore, I know that I have much more to learn and understand on this topic; in no way do I claim to be an expert in it. But I am quite familiar with the US Social Security scheme, its current status and future viability. Since one blogger in particular has compared the two retirement schemes, skewing his findings in favor of these western schemes, I would like to shed some light on some of the “heart truths” about the US Social Security system (all backed by references, of course). (more…)
Singapore versus the United States: How does the cost of healthcare compare? Which nation would you rather live in if you had a major or chronic illness? Well, I’ve lived in both nations and here are some thoughts from my own personal (though limited) journey. (more…)