Live For “Free” In A Condo? Here’s What Your Property Agent Isn’t Telling You

[This article is written by Timothy Ho, and first appeared on Dollars and Sense] If you have been thinking about buying a condominium, or are intending to upgrade from a smaller apartment, you may have met a few enterprising real estate agents claiming they can help you buy your “dream condo for free”. You may even have seen Facebook ads from agents that claim you can easily own multiple properties with little or no money. But just how genuine are these claims? (more…)

How to Fight About Money

Valentine’s day is often associated with courtship, roses, and chocolates. But are you and your soul mate destined for a long and happy future together? According to an article in Psychology Today, the “frequency of money disputes remains the single best predictor of divorce.” This ranked higher than other common fight topics such as child rearing, sex, household chores, and dealing with in-laws. Why are money fights so significant? And how can we have better fights discussions about money?

(more…)

Shop.com’s Get Paid to Shop Program

Cashback websites are becoming more popular. A shopper goes to a cashback portal, uses a referral link, buys an item, and then gets a percentage of the commission paid to the referrer (the company that owns the portal). To the consumer, it requires just one extra step – visiting the portal first to click through to the online shop. Everything else is the same. By now, everyone has heard of Shopback, but few people know about Shop.com’s Get Paid to Shop Program. Here are similarities and differences between these two cashback portals.

(more…)

Direct Purchase Health Coverage – Another Reason to get your Integrated Shield Plan from NTUC Income

With 33 Integrated Shield Plans (IPs) listed on the MOH website (as of July 2017), how does one choose the right plan? For most people, they choose whatever their insurance agent sells. As someone who has looked at nearly all the available plans, let me tell you why I decided to go with NTUC Income (and no, they are not paying me anything for this review).

(more…)

Funerals – What Are You Really Paying For?

In the States, funerals are not a 3- or 5-day affair. Generally, most funeral services in the States last 2 to 5 hours. So when I witnessed and attended my first funeral in Singapore, my initial thought was, “How does the body stay ‘fresh’ and not smell while left out in a warm and humid environment for 5 days?” And I wondered how much does such a lengthy funeral service cost.

(more…)

Surprising Things about Singapore Property Auctions

When most people hear the word “auction”, they think “distressed sale”. In many other parts of the world, this is mostly true. Although I own a few things from distressed sales and have bid in quite a few auctions, I’m definitely still a novice when it comes to auctions in Singapore, particularly property auctions. They’re an entirely different animal. And here’s why.

(more…)